Pre-seed · South Africa

The hawker gets to market
before sunrise.
The bank opens at nine.

Morekisi is the marketplace and financial platform built for South Africa's 750,000 fresh produce hawkers — the traders who keep townships fed, and have never had a financial tool built for them.

The daily reality

Every morning, the same hustle. Every morning, the same gaps.

South Africa's fresh produce hawkers wake before dawn, travel to major markets, and source stock by hand — in cash, no invoice, no paper trail. When prices spike, they absorb the loss alone. When they need capital to grow, their only option is the mashonisa charging 40% monthly interest.

They have no transaction history. No credit record. No formal financial relationship of any kind — not because they haven't earned one, but because the system was never designed to see them.

750K
Fresh produce hawkers
in South Africa
R39B
Annual inefficiency in the informal
fresh produce supply chain
0%
Technology penetration
in this market

What we're building

Three layers. One platform.

🛒

Marketplace

Hawkers place orders from their phone. Runners source at the market. Drivers handle last-mile delivery. One coordinated flow — no calls, no cash middlemen.

📈

Market Intelligence

Daily price feeds from South Africa's major fresh produce markets — live in the app. Hawkers see today's prices before they commit to a single rand.

💳

Embedded Finance

A credit score built on real trade behaviour, not bank history. Micro-loans sized to what the business actually earns — a first formal financial relationship.

The moment

SA fresh produce markets move billions of rands through informal channels — with no digital layer at all.

Mobile penetration is high. Trust networks are tight. The infrastructure gap is wide open. Morekisi sits at the intersection of marketplace, logistics, and fintech — in a segment that every major financial institution has chosen to ignore.

MVP live  ·  Pre-seed round open

Interested in what we're building?

We're speaking with investors who see South Africa's hawker economy as the next frontier for African fintech. If that's you, let's talk.

Investor Enquiries invest@morekisi.com